Category Archives: Home Improvement

How to Host the Perfect Party After You Remodel Your Home

Remodeling your home is a lot of work but can be so worth it in the end. One of the best parts of finishing a giant job like this one, is that you can throw a great big party to celebrate once it is finally over. I love to host events at my house so this could be a great way to do something I love while showing off something I am proud of. Of course, my husband played a big part in the remodeling of our home as well so I want to host a party that he can enjoy too. This means I need to be creative with how I plan this event. Lucky for me, I have plenty of experience with event planning so I thought maybe I could share some tips with you.

Choose a Day That Works for Everyone

One of the most frustrating things about attending a party is if you feel like you are obligated to attend even when if falls on a day that you are already busy. No one is going to have a good time if they are jam packing their weekend full of events so maybe considering hosting on an evening. This way people can come straight from work and it will feel like a relaxing treat at the end of the day instead of a commitment they have to meet during their valuable off time on the weekend.

Think About the Set Up

Just because you have remodeled your house to be functional and efficient for your everyday use, does not mean that it ready to hold thirty extra people and a snack table. Make sure you take the time to rearrange the place a little bit so there is room to move about freely. Organize extra seating or tables for people to rest their drink on if necessary. You want people to see all the wonderful modifications you have made for your home but you also want them to enjoy the time they are spending with there.

Dress the Part

You should not feel like you have to get dressed up all fancy at your big reveal party, because you really want the star of the show to be your home. I would recommend picking out something casual but cute from American Eagle. They tend to have some great sales and discounts around this time of year so make sure you check online before you shop in store.

Make Food a Priority

I know I just said that your home should be the star of the show but please do not forget that people love food. Anytime I am at a party that only has drinks and no food I think about how carelessly the event must have been thrown. You also want to make sure that people don’t get to drunk and spill something on your beautiful new flooring. You can find plenty of inspiration online for great party food if you are struggling with ideas.

Tips for Choosing the Right Home Improvement Company

Everybody desires to make his/her home attractive and unique. They want their home to be perfect in all aspects. For that, they are paying more attention on the interior as well as exterior of their houses.

However, if you wish to enhance the beauty of your house, make sure that, you choose a reputed and genuine home improvement service. Selecting an experienced home decor service can surely renovate your house in all aspects. In fact, now you can also find many home decor services on the Internet.

By spending some time on the Internet, you can easily select the best service that suits your budget. With the help of a price list next to design, you can choose any design that matches your house and budget. However, for renovating your house, Toledo home improvement service is perfect, because you will be provided with a wide variety of both exterior as well as interior designs.

Moreover, you will be provided with different painting options, so that you can choose your favorite colors. This will help renovate your home with total modern accessories. You can really make your investment successful by choosing this service for your home. However, if you desire to renovate your home by yourself, then you may suffer from loss. Therefore, opting experienced services such as Toledo home improvement can really help you save a lot.

The home decor experts of this service can easily solve all your problems regarding home improvement. With the help of these experts, you can easily renovate your home without spending much. Thus, taking the help of professionals can really enhance the beauty of your home. Toledo home improvement service will renovate your home through systematic. Firstly, your new room has to be perfectly designed, so that it looks unique. You can also replace modern accessories with older ones for giving a unique look to your bedroom.

In fact, you can also improve your bathroom, bedroom and kitchen with the help of these services. There are many things that you can replace and improve in your home. Thus, proper planning can surely help you in terms of home improvement. With the help of this service, you can also improve your garage, building, chimney and garage. Your home interior and exterior has to be stylish and unique, so make sure that you improve all those things with the help of a reputed expert. Hence, with Toledo home improvement service, you can easily improve your home.

Best Home Improvement Loan Rate, following 5 FAQs

As the name implies, home improvement loans are special loans that banks and other lenders extend to homeowners for the purposes of making improvements on a home. Improvements that are allowed can fall into any number of categories, including indoor and outdoor improvements.

In general, banks who extend these types of loans to customers would like the home improvements to be something that will increase – or at least maintain – the value of the home so as to preserve the home equity.

Borrowers can generally take out this type of loan from their current mortgage lender, or they can shop around to other lenders. The homeowner has no particular obligation to go with their existing mortgage lender when it comes to borrowing money in the form of this type of loan.

Of course, if you are looking to borrow money to make improvements to your house, you will want to shop around to try to qualify for the lowest-possible rate; shaving just 1-2% off of your loan interest rate could save you thousands of dollars in interest payments.

If you are looking for the best home improvement loan rate, here are the answers to 5 frequently-asked-questions (FAQs) about home improvement loans:

1. Do home improvement loans require that I put up collateral?

A: Many home improvement lenders require that you put up collateral, usually in the form of home equity. They may extend to you, for example, a 75% LTV (loan-to-value) loan. This simply means that the total amount borrowed plus existing mortgage balance together must equal less than 75% of the home’s appraised value.

However, some lenders do offer this type of loan without requiring that the borrower put up any collateral. It is important to shop around until you find a lender that is willing to agree to your desired loan terms.

2. Is there a minimum or maximum loan amount?

A: Most lenders will usually require a minimum loan amount of, for example, $5,000. And, there will be a maximum loan allowed, as well. For those lenders who require collateral in the form of home equity, the maximum can be easily calculated based upon the type of loan (e.g., 70% LTV, 75% LTV, etc.).

3. How do interest rates compare to credit card interest rates?

A: In almost all cases, interest rates for this type of loan are going to be lower than if you borrowed the same amount against a credit card.

4. How do I access the money?

A: You may be paid the money you borrowed in a single, lump sum. In other cases, you may be able to set up the loan payments to where you simply withdraw the amount you need, much as you would when using a credit card or writing checks.

5. Are these short-term or long-term loans?

A: In general, the best home improvement loans are relatively short-term loans. This is especially true if you decide to borrow the money on a borrow-as-you-go basis. However, if you choose to get a lump-sum type of loan, your repayment terms may be longer term, such as 5 or 10 years.

Tips on Getting the Best Return on Investment for Your Home Renovation Project

A home improvement remodeling project can actually make you money in the long run. Also, there are returns on your investment that have nothing to do with financial gains. The most important thing about remodeling your home is that you should have something in the end that is more valuable to you than it was in the beginning. There are several ways to improve your ROI.

1. Choose the right home improvement remodeling project.

Select a plan that will make a big difference in the value of your home. The two most profitable changes are updating your kitchen and remodeling you bathroom. These are the rooms with the most cabinetry, fixtures, and appliances.

When someone wants to buy your home, they will be impressed by a modern, beautiful kitchen. They will also pay strong attention to a well-designed and nicely-appointed bathroom. Not only will these two home improvement remodeling projects add to your home’s money value, but they will increase its intrinsic value to you as well.

2. Do not make mistakes.

If you spend extra time and money doing the job, you may end up with a huge investment in the project. Your home improvement remodeling job will only improve your situation financially if you spend less doing the project than the value you gain from the results. Sometimes extra costs can run up when you make mistakes in doing the job. You might buy the wrong supplies, break the supplies you get, or install them incorrectly.

However, hiring a home improvement remodeling company will assure that the job gets done right the first time. It may appear that you are getting the job done for less when you plan it out to do it yourself. Yet, if you have many false starts and wasted materials, you will probably profit more from using skilled remodelers in the first place.

3. Make sure you finish.

Many people start home improvement remodeling jobs only to leave them half-completed. Perhaps they do not have the spare time to do the work required. They might not make the financial commitment to getting the job finished. Maybe they just lose interest in the project.

For whatever reasons, there are large numbers of homeowners who have partially done projects making parts of their homes nearly unlivable. If you have started a project and do not see an end in sight, it is probably time to hire a home improvement remodeling company to finish it for you. They can put their full concentration on the job rather than having to think about it after work like you do. There is no shame in seeking help; the only shame is in leaving your home in chaos indefinitely.

Your home will bring more money on the market if your home improvement remodeling projects are completed, and completed meticulously. If you have the skills, ability, time and desire to plan a project, start it and keep it going through to the end, you may be able to make that return on investment a reality. If so, you can make it better, both in the increased price your home is worth and in the value you get from you home while you live there. If not, it is a good idea to think about hiring a home improvement remodeling company to help you out.

Home Improvement Discounts for you

A beautiful, well-kept home is something to be proud of. Home improvement, however, is usually an expensive undertaking. But if you know where to look, you can always find discount home improvement supplies at amazingly low prices.

Like most people, I’m sure you don’t want to pay more than you have to. The same applies to home improvement tools and materials that you need for your home beautification project. When you shop at discount home improvement centers, you’ll find what you need at a fraction of the regular price. Here are a few home centers where you can find everything you need for less.

Lowe’s

This is a one-stop shop where you can buy things you need for home improvement at a lower price. Tools, appliances, kitchen cabinets, tiles, lighting, home decor and more are all available at Lowe’s.

Home Depot

Like Lowe’s, Home Depot carries a full line of supplies for home improvement at discounted prices. This franchise company specializes in tools and materials that you need to improve your home.

Big John’s Closeouts

When you need discount home items, Big John’s Closeouts comes to mind. You get supplies at deeply discounted prices from this outlet that specializes in closeouts, liquidations, overruns, transportation damaged building materials, and bankruptcies.

Habitat for Humanity ReStores

Items from these outlets are usually donated goods for resale. These goods are sold to the public at a fraction of the regular retail price. Shop around and you may find something you like.

Local Hardware Stores and Home Centers

Check out your local hardware store for promotions and discounts, such as buy one and get one free. You can also head to the back of the store to find discount supplies. Some items may need a little repair but they can still serve their purpose. You may also find a wider selection of items at local stores.

Come Up With a Budget

When you plan on improving your home it’s always best to keep a certain amount in mind that you are willing to pay. Naturally, you don’t want to end up spending more than you can afford. A realistic budget will ensure that you can complete your project while keeping costs to a minimum.

When preparing your budget, think of areas where you can save money.

Shop online to find the best deals. Home improvement discounts are easy to find on the internet. You’ll find more choices and bigger discounts too.

Loan Financing Expense

You have home improvement plans but you just cannot seem to find the right budget scheme to be able to finance a few works around the house. This scenario is not rare as more and more people have to put up their homes for sale due to the recent economic crisis. Some others just want to move out and need their houses to be put up for a price. To be able for the house to become more valuable, renovations and improvement are both musts to raise the home selling price. Or simply, you have grown tired of the same color of wall for the longest time, a good repaint job can make it all the better or the patio needs some repair and improvement of facilities.

The reality of people setting up their homes up for sale is no longer out of the ordinary for most people. The real estate sector health has not been that good to since the recession a few years back. Houses for sale was either too cheap or too expensive for most home buyers. And the greatest factor to close a sale of residence is the condition of the house itself. Getting the house in up and running condition with a few interior improvements can greatly improve its tag price or simply just get a new look for its home dwellers. But to get the money in order to be able to do so can be done without too much hassle or too many red tags to comply. Below are some of the financing efforts you can give your home.

Create some funds for home improvement. You might have a place, say an attic, where you can put up old items for a garage sale. You can rally up the family members to get creative in disposing the stock items around the house. Old clothes, furniture, books, furniture and many other stored stuffs can fetch handsome prices. Pooling money and cleaning up unused objects can be quite rewarding. Or at times, due to home improvement, some auxiliary properties like a boat or another car can be sold in order to have considerable amount of money.

Store credit card can also be an answer for financing your minor home improvement projects ranging from $1,000-$10,000. Membership requires no credit background check as long as you keep in mind they happen to also have higher credit rates and service fees. While picking out the credit card, watch out for the hidden charges and keep notes of your account summary.

Home equity can be tricky as it has many financial obligations but can create more amount of money for your home renovations or improvement. It is also recommended to check your local bank home loans as they are easier to manage and keep track. Home loan rates are quite higher in interest rate compared to mortgages as they have little time for pay outs. Do not be afraid to ask the loan officer about your loans as this would help you in making the final decision.

Finding the financial capacity to afford your home improvement does not mean you have to break the bank. The best way to get around with it is to stick with a certain budget and approach the improvement with a part by part section. Your home can be more pleasing in time without you having to face additional debts and obligations.

Home Improvement, Upgrading your Home as you wish

If you are a home owner then you should know the importance and benefits of home improvement. First let us define what is home improvement. Home improvement is the process of making changes into one’s house and thus improving its level of comfort, aesthetics and safety. Home improvement is usually done by hiring professionals such as handymen and contractors but the home owner can do it personally if he or she knows what she is doing. As we all know properties are subjected to depreciation over time. But with proper maintenance and improvement you can keep your property’s real estate value up. So if you are planning to sell your house someday, maintenance and home improvement is very important.

But home improvement is not all about increasing the real estate value of our home. Improving the home is also important for those who are currently living in the property. If you want to make your home a better living place for you and your family, home improvement jobs are a must. If you perform maintenance checks for your home, you can detect and anticipate structural damage to your home which could be a potential threat to you and your family’s safety. Utilities such as heating and cooling systems, smoke detectors, ovens and many others also needs to be subjected to regular maintenance checks to prevent them from malfunctioning because they may cause accidents. Maintenance checks will also address the common problems associated with insect infestations such as termites which as we all know can cause great damage and deterioration over time.

Aside from maintenance checks, improving your home also means remodeling or renovation. Over time it is very possible to be bored with the decor of your home, so a renovation is certainly a great way to spruce it up. Home remodeling can be quite simple. From a fresh coat of paint to the house’s as well as new furnishings to changing the curtains or the carpet in the living room, it all counts as remodeling efforts. A good example of renovating your home is to install UPVC French doors into your home. French doors are ideally installed in doorways that leads to the house’s exterior locations such as the patio or the poolside. French doors does a great job of enhancing the looks of your home as well as providing other functionalities such as being an insulator. If you cannot handle the tasks of remodeling and renovation, then you can always hire a profession to make the job easier for you. You’ll be surprised at just how a remodeling or renovation, may it be simple or complex, can change the overall mood of your home.

Unfortunately there are still those that treats home improvement a necessary expense, but such notions would cost them in the future. Home improvement is a necessity because it does not only increase the value of your home but also make its living condition favorable. Like you what you are doing with your other properties and possessions, treat it as a way of taking good care of your home.

How to Recession-Proof Your Home Repair Plan

As the 2008 recession lingers into its fourth year, many consumers have closed their wallets to a long list of “big ticket” purchases, and home improvements appear to be riding the top of that list.

According to a 2010 Bigresearch.com study, home owners are throwing their home improvements plans out the window like burnt toast. Over 20% of those surveyed said they were putting-off all forms of home improvement indefinitely. Interestingly, this percentage ranked second highest among all survey questions, with only “vacation travel” showing a higher figure (25%).

With cash reserves at a premium, many home owners have simply decided to wait on making improvements, and understandably so. Faced with record unemployment, higher costs of living, rising taxes and a dim view of any short term changes for the better, who could blame them?

Worse yet, home improvements have historically yielded very low returns when compared to their actual cost. In fact, Remodeling Magazine’s 2009-10 “cost vs. value” report reveals that home owners, on average, recoup less than of 65% of the money they invest in their home improvement projects.

But before you conclude that your home improvement plans should be scraped, let’s take a step back.

There are very few home owners who wouldn’t admit to needing some measure of improvement to their home. Whether it’s as simple as repairing the leaky faucet gasket that drives you crazy with its relentless dripping, or an unreliable front porch light fixture that leaves you fumbling around in the dark when you return home from a long day at work. Every house has its deficiencies.

But with a recession in full bloom, and statistics showing little to no hope of ever getting your money back, why would anyone bother with a home improvement project?

Though at first it may seem like a lost cause or verging on lunacy, there are simple solutions that many consumers are using to solve this problem.

First, let’s address the big one. The statistics from Remodeling Magazine and other similar resources, assume that a building contractor is being paid to perform all the labor and to supply all the materials. And if you assume, on average, approximately 50% of the total costs of most home improvement projects will be attributable to labor and fees, you can literally transform the investment returns by performing the majority of the work yourself. What was once a 35% loss becomes a 30% gain by simply providing your own labor force. Not a bad return in any economy.

Second, although the IRS does not allow deductions for most voluntary home improvements, they do allow you to add the costs of your improvements to the cost basis of your home. And for tax purposes, this will help minimize any tax burden you might face when you sell your home. I don’t claim to be a tax expert, but you can easily verify your cost basis and tax deduction options by talking with you’re tax accountant.

So how do you perform the work yourself? If you think tackling your home improvement project is beyond your ability, you’re in for a surprise. It’s not!

Like many things, the more you do something the more proficient you become, but construction is not terribly complex. It doesn’t require years of schooling and technical expertise to comprehend. It’s not brain surgery. It’s arguably more art than science. In fact, if you can draw a straight line, read a measuring tape and you don’t mind getting a little dirty you’re a perfect candidate for tacking your own home improvements.

Minimizing the more difficult projects like relocating load bearing walls, or changing roof lines, can make the project much easier and less costly. And you may need a licensed electrician, plumber or other skilled craftsman along the way, but if you use them sparingly and only when absolutely required, you’ll save a tremendous amount of money.

There are plenty of free resources you can use to estimate material costs, determine the right tools to use, and establish the right strategy for actually getting the work done efficiently.

So start with online resources. There are thousands of them. You’ll find estimating tools, materials suppliers and hundreds of “how to” manuals. Even the “Dummies Store” can be a great resource. And don’t hesitate to talk with the professionals at your favorite material supply store when you need advice. Asking for assistance and opinions from someone you trust (a neighbor or relative) can also be extremely helpful. Most of the expertise you need is at your fingertips, and it won’t cost you a penny.

Don’t forget to check with your lender, your city officials (construction permitting) and any governing HOA for the requirements they may have related to your planned improvements.

And if you don’t have the tools you need to complete a specific part of the project, remember tools can be rented. And you can find them in most pawn shops for pennies on the dollar. Don’t assume you have to buy “new” tools.

The benefits of this straightforward strategy are multi-faceted. Not only can you enjoy the convenience of your improvements, but you can enjoy a tremendous return on investment at the time of re-financing or sale.

And in light of the economy, it’s not a bad way to get the family, friends and neighbors involved in something productive, something everyone can contribute to and something everyone can enjoy for years to come.

Increase Your Home Physical Value Through Home Improvement

There are many home improvements you can do to boost your property value. Though not every homeowner agrees with the value of home improvements, most agree that you will get a better price for your home, in the event of a sale, if you make a few changes.

Home improvements will not only get you a better resale value, but will give you a more pleasant living environment while you are there. So don’t underestimate the value of making a few improvements to your home.

Making improvements to your home can also increase your homes overall safety. This is considered a big benefit. There are many factors to consider when deciding what improvements to make.

First, plan your budget and decide what you want to do. Having a clear plan before you get started can make the process go much smoother. If you are making big home improvements and upgrades, hiring a contractor may be your best bet.

As a tenant, you may or may not have the right to make improvements to the property so check with your landlord. If you own the property and are unsure where to begin, there are professionals that you can hire to help you decide what improvements to make to get the most for your money.

Making outdoor improvements may require that you check with your homeowner’s association, if you have one, and your local governments to ensure your improvements are allowed. Some improvements may require special permits so be sure to file the necessary paperwork ahead of time.

If you have a limited budget and can only concentrate on one area, renovate your kitchen. Replacing old countertops and floors can make a drastic change and be relatively inexpensive. You can also consider upgrading your appliances or adding a splash-guard.

There are many improvements that you can make to your house that will increase its value. So make a clear budget, develop a plan, and get started. You won’t be disappointed in any improvement you make.

Paul Reames has been writing articles about home improvement for the past two years. He also enjoys writing about New York real estate, like providing commentary about SoHo apartments and Gramercy apartments.

Some Steps to Get It Home Improvement Easier

If you have lived in your home for several years, now this is probably the right time for you to make some improvements. Minor or major improvement is usually needed to make your time at home more enjoyable. Besides, improvement will also add the value of your beloved home.

When improving some parts of your home, the budget that you own plays an important role. The amount of your money determines the coverage of your home improvement and surely the building quality. Commonly, people need much money when it comes to home improvement and it triggers them to obtain loan. If you plan to conduct the improvement but you don’t have a special budget to fund it, it is a good idea to consider obtaining home improvement loan. This type of loan makes your home improvement financing gets easier and gives you the peace of mind.

To help you obtain the loan in an easier way, here are some steps that you can do:

1. Determine the amount of money that you need for the project. The way you determine the budget that you might need is very easy, all you need to do is just checking the parts that you need to improve. After that, you can get help from a contractor to estimate the budget. Seeking help from professional helps you know the needed fund without wasting the time.

2. Once you have determined the amount of money that you want to borrow; now this is the time to find the right lender. Nowadays, there are many lenders offer home improvement loan as more people need a simpler financing option. When searching for a lender, make sure that you check the most reputable ones. Loan types, interest rates, and closing costs are some things that you should also check when searching for a lender. You can make use of the internet to view lenders’ profile and the service that they offer. This may take some times but the information that you get will make you decide easier.

3. Finally, you come to the last step of obtaining the loan. After choosing a lender who fits your need, now this is the time for you to apply for the loan. Mostly, lenders will require you to deal with the paperwork and then submit it to them. Applying for home improvement loan can also be done online today to save your time.

It is easy, isn’t it? Obtaining home improvement loan can be much easier today as lenders are trying to improve their service to the prospective borrowers. If you don’t have any experience in obtaining the loan, it is a good idea to seek assistance from the professional.